Kredit Kalkulyatori

1. Introduction This Privacy Policy applies to the Kredit Kalkulyatori application (the "Application") created by DT 777 as a Free service. The Application is a purely mathematical calculation tool and does not provide loans or any financial services.

2. Information Collection and Use The Application DOES NOT collect any personally identifiable information, precise location data, or financial records. We only collect non-personal data provided by Google Play Services and Yandex Ads for performance analytics and ad serving, such as:

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Device model and operating system version.

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Unique device identifiers for advertising (Advertising ID).

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Application crash logs.

3. Financial Services Disclosure (Mandatory for Google Play)

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Nature of Service: The Application is a loan calculator only. It does not issue loans, provide credit, or connect users with lenders.

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Repayment Period: The calculator allows users to simulate loans with a minimum repayment period of 3 months and a maximum of 240 months.

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Maximum APR: The maximum Annual Percentage Rate (APR) simulated is 45%.

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Representative Example: If a user calculates a loan of 10,000,000 UZS at 24% APR for 12 months, the monthly payment would be approximately 945,596 UZS, with a total repayment of 11,347,152 UZS.

4. Third-Party Services The Application uses third-party services that may collect information used to identify you:

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Google Play Services

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AdMob / Google Ads

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Yandex Mobile Ads

5. Data Retention Since we do not collect personal data, we do not store it on our servers.

6. Security We value your trust in using our Application and strive to use commercially acceptable means of protecting any technical data transmitted.

7. Contact Us If you have any questions, contact us at: zlove7@mail.ru

Effective Date: 2026-08-30